0001331520-25-000155 Sample Contracts

AGREEMENT AND PLAN OF MERGER Dated as of December 7, 2025 among Home BancShares, Inc., Centennial Bank, HOMB Acquisition Sub IV, Inc., and Mountain Commerce Bancorp, Inc. Mountain Commerce Bank
Merger Agreement • December 8th, 2025 • Home Bancshares Inc • State commercial banks • Arkansas

This AGREEMENT AND PLAN OF MERGER (this “Agreement”), dated as of December 7, 2025, is entered into by and among Home BancShares, Inc., an Arkansas corporation (“HOMB”), Centennial Bank, an Arkansas state bank and a direct wholly owned subsidiary of HOMB (“Centennial”), HOMB Acquisition Sub IV, Inc., an Arkansas corporation and a direct wholly-owned subsidiary of HOMB (“Acquisition Sub”), Mountain Commerce Bancorp, Inc., a Tennessee corporation (“MCBI”), and Mountain Commerce Bank, a Tennessee state banking corporation and a direct wholly owned subsidiary of MCBI (“Target Bank”).