0001213900-26-101431 Sample Contracts

SPECTRAl CAPITAL CORPORATION UNDERWRITING AGREEMENT
Underwriting Agreement • September 18th, 2026 • SPECTRAL CAPITAL Corp • Services-computer processing & data preparation • New York

The undersigned, Spectral Capital Corporation, a company incorporated under the laws of the State of Nevada (collectively with its subsidiaries and affiliates, including, without limitation, all entities disclosed or described in the Registration Statement (as hereinafter defined) as being subsidiaries or affiliates of Spectral Capital Corporation, the “Company”), hereby confirms its agreement (this “Agreement”) with the underwriters named on Schedule 1 hereto the “Underwriters” or, individually, an “Underwriter”) as follows:

Loan Agreement No. 1-2-25
Loan Agreement • September 18th, 2026 • SPECTRAL CAPITAL Corp • Services-computer processing & data preparation

B Holding OÜ, registration code 16121556, address Harju County, Tallinn, Mustamäe district, J. Sütiste tee 19a-200, 13419, represented by board member Boriss Aleksandrov (personal ID: 38006232228) (hereinafter referred to as the Lender).

CONSULTANCY AGREEMENT
Consultancy Agreement • September 18th, 2026 • SPECTRAL CAPITAL Corp • Services-computer processing & data preparation

with its registered office at Ahtri tn 6a, Kesklinna linnaosa, 10151 Tallinn, Harju maakond (the “Manager”) (hereinafter referred to individually as a “Party” and collectively as “the Parties”).

LOAN AGREEMENT
Loan Agreement • September 18th, 2026 • SPECTRAL CAPITAL Corp • Services-computer processing & data preparation

SKY PLL OU, a private limited company organized and existing under the laws of Estonia, with its registered address in Estonia (hereinafter referred to as the “Lender”),