0001193125-26-189256 Sample Contracts

LOAN AGREEMENT
Loan Agreement • April 29th, 2026 • LexinFintech Holdings Ltd. • Finance services

This Loan Agreement (this “Agreement”) is executed on October 15, 2025 in Beijing, the People’s Republic of China (the “PRC”) by and between:

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Power of Attorney Agreement
Power of Attorney Agreement • April 29th, 2026 • LexinFintech Holdings Ltd. • Finance services

This Power of Attorney Agreement (hereinafter this “Agreement”) is made in Beijing, the People’s Republic of China(“China”) on October 15, 2025 by and between the following parties.

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Equity Pledge Agreement
Equity Pledge Agreement • April 29th, 2026 • LexinFintech Holdings Ltd. • Finance services

This Equity Pledge Agreement (this “Agreement”) is made and entered into by and among the following parties on October 15, 2025 in Beijing, the People’s Republic of China (“China” or “PRC”):

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EXCLUSIVE OPTION AGREEMENT
Exclusive Option Agreement • April 29th, 2026 • LexinFintech Holdings Ltd. • Finance services

This Exclusive Option Agreement (this “Agreement”) is made and entered into by and among the following Parties as of October 15, 2025 in Beijing, the People’s Republic of China (“China”):

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