0001193125-25-322306 Sample Contracts

THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT AND JOINDER
Loan and Security Agreement • December 17th, 2025 • LAGO Evergreen Credit

This THIRD AMENDMENT AND JOINDER (this “Amendment”) to the Loan and Security Agreement referenced below is entered into as of December 12, 2025, by and among LAGO EVERGREEN SPE, LLC, a Delaware limited liability company, as borrower (the “Borrower”), LAGO EVERGREEN CREDIT (f/k/a LAGO EVERGREEN CREDIT, LLC, a Delaware limited liability company), a Delaware statutory trust, as servicer (the “Servicer”) and as originator (the “Originator”), LAGO ASSET MANAGEMENT, LLC, Delaware limited liability company, as investment manager (the “Investment Manager” and collectively with the Borrower, the Servicer and the Originator, each individually a “Lago Party” and collectively the “Lago Parties”), KEYBANK NATIONAL ASSOCIATION, as syndication agent (the “Syndication Agent”), as agent for the Lenders (the “Agent) and as Lender (the “Initial Lender”) and Axos Bank as a new lender (the “New Lender” and together with the Initial Lender the “Lenders”). Capitalized terms used but not otherwise defined her