0001193125-23-121948 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 27th, 2023 • Guardian Separate Account R

THIS AGREEMENT is effective as of April 20, 2023 (the “Effective Date”), by and among World Funds Trust, an open-end management investment company (the “Fund”), Foreside Fund Services, LLC (“DIST” or the “Underwriter”), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the “1934 Act”), and The Guardian Insurance & Annuity Company, Inc., a Delaware corporation (the “Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each separate account hereinafter referred to individually as an “Account” and collectively as the “Accounts”)

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