0001193125-23-120895 Sample Contracts

PARTICIPATION AGREEMENT Among and MINNESOTA LIFE INSURANCE COMPANY
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account • Maryland

THIS AGREEMENT, made and entered into as of this 6 day of April, 2022 by and among Minnesota Life Insurance Company (hereinafter, the “Company”), an insurance company, on its own behalf and on behalf of each segregated asset account of the Company (each account hereinafter referred to as the “Account”), and the undersigned funds, each, a corporation organized under the laws of Maryland (each hereinafter referred to as the “Fund”) and T. Rowe Price Investment Services, Inc. (hereinafter the “Underwriter”), a Maryland corporation.

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AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

Minnesota Life Insurance Company, Variable Insurance Products Fund, Variable Insurance Products Fund II And Variable Insurance Products Fund III Variable Insurance Products Fund IV, and Variable Insurance Products Fund V and Fidelity Distributors Company LLC hereby amend the Participation Agreement (“Agreement”) March 15, 2007, as amended, by doing the following:

SECOND AMENDMENT TO FUND PARTICIPATION AGREEMENT (Institutional Shares)
Fund Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Second Amendment (the “Amendment”) is dated effective May 1, 2023, by and among Minnesota Life Insurance Company (the “Insurer”), Janus Aspen Series, an open-ended management investment company organized as a Delaware business trust (the “Trust”), and Janus Henderson Distributors US LLC, formerly Janus Distributors LLC, (the “Distributor”).

THIRD AMENDMENT TO PARTICIPATION AGREEMENT AMONG NORTHERN LIGHTS VARIABLE TRUST, NORTHERN LIGHTS DISTRIBUTORS, LLC, VALMARK ADVISERS, INC., AND MINNESOTA LIFE INSURANCE COMPANY
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Third Amendment is incorporated in and made a part of the Fund Participation Agreement (the “Agreement”) made effective as of the 1st day of May, 2023, by and among Minnesota Life Insurance Company (hereinafter the “Company”), on its own behalf and on behalf of one or more segregated asset accounts of the Company (hereinafter the “Account”), Northern Lights Variable Trust (hereinafter the “Trust”), Northern Lights Distributors, LLC (hereinafter the “Underwriter”) and ValMark Advisers, Inc. (hereinafter the “Adviser”). The following terms and conditions amend the terms of the Agreement and, in the case of any conflict between the terms and conditions of the Agreement and the terms and conditions of this Addendum, the language of this Addendum shall control and govern. All capitalized and abbreviated terms defined in the Agreement shall have the same definitions apply in this Addendum.

AMENDMENT NO. 9 TO FUND PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Amendment No. 9 to Fund Participation Agreement (the “Amendment”) is dated effective May 1, 2023, and is entered into by and among Minnesota Life Insurance Company, a Minnesota insurance company (the “Company”), ALPS Variable Investment Trust, a Delaware Statutory Trust (the “Trust” or the “Fund,” and each series of the Trust, as applicable, a “Portfolio” and collectively, the “Portfolios”), ALPS Advisors, Inc. a Colorado corporation, (“AAI”), and ALPS Portfolio Solutions Distributor, Inc. (“APSD”), a Colorado corporation.

AMENDMENT NUMBER FIVE TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This AMENDMENT NUMBER FIVE TO PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into effective as of May 1, 2023, by and among MINNESOTA LIFE INSURANCE COMPANY (the “Company”), on its own behalf and on behalf of each separate account of the Company identified in the Participation Agreement (as defined below),

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Amendment (the “Amendment”) dated February 23, 2023 by and among Putnam Variable Trust (the “Trust”), Putnam Retail Management Limited Partnership (the “Underwriter”), and Minnesota Life Insurance Company (the “Company”).

Early Values Agreement
Early Values Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This agreement is a part of the policy to which it is attached and is subject to all its terms and conditions. This agreement is effective as of the original policy date of this policy unless a different effective date is shown on the policy data pages. Terms used in this agreement have the meaning given to them in the policy to which it is attached to the extent they are used in the policy. To the extent any of the provisions contained in this agreement are contrary to, or inconsistent with, those of the policy, the provisions of this agreement will control.

SCHEDULE A SEPARATE ACCOUNTS AND ASSOCIATED CONTRACTS (Amended effective as of May 1, 2023)
Separate Accounts and Associated Contracts • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Schedule A to the Participation Agreement dated September 20, 2007, by and among the parties identified below is updated and effective as of May 1, 2023, and replaces all prior versions of this Schedule.

Estate Preservation Agreement
Estate Preservation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This agreement is a part of the policy to which it is attached; it is subject to all the terms and conditions of the policy. This agreement is effective as of the original policy date shown on the policy data pages.

FIFTH AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This AMENDMENT NUMBER FIVE TO PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into effective as of the 1st day of May, 2023, by and among MINNESOTA LIFE INSURANCE COMPANY (the “Insurer”), on its own behalf and on behalf of each separate account of the Company (each an “Account”) identified in the Participation Agreement (as defined below), Securian Financial Services, Inc., (“Contracts Distributor”), AllianceBernstein L.P., (“Adviser”), and AllianceBernstein Investments, Inc., (“Distributor”).

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