AMENDMENT NO. 4 TO CREDIT AGREEMENTCredit Agreement • November 29th, 2022 • Regional Management Corp. • Personal credit institutions • New York
This Credit Agreement, dated as of April 28, 2021 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is among Regional Management Receivables V, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders from time to time parties hereto (the “Lenders”), JPMorgan Chase Bank, N.A. (“JPM”), as administrative agent for the Lenders (in such capacity, the “Administrative Agent”) and Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, including its successors and permitted assigns, as account bank (in such capacity, the “Account Bank”) and backup servicer (in such capacity, the “Backup Servicer”).
SIXTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENTLoan and Security Agreement • November 29th, 2022 • Regional Management Corp. • Personal credit institutions • New York
This Seventh Amended and Restated Loan and Security Agreement (“Agreement”) is made and entered into as of September 20, 2019, among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Wells Fargo Bank, National Association, a national banking association (in its capacity as agent, together with its successors and permitted assigns in such capacity, the “Agent”), and Regional Management Corp., a Delaware corporation (“Regional” or “Borrower Agent”), Regional Finance Corporation of South Carolina, a South Carolina corporation (“RFCSC”), Regional Finance Corporation of Georgia, a Georgia corporation (“RFCG”), Regional Finance Corporation of Texas, a Texas corporation (“RFCTX”), Regional Finance Corporation of North Carolina, a North Carolina corporation (“RFCNC”), Regional Finance Corporation of Al
Regional Management Corp. 979 Batesville Road, Suite B Greer, South Carolina 29651 www.regionalmanagement.comRegional Management Corp. • November 29th, 2022 • Personal credit institutions
Reference is made to that certain Cooperation Agreement, dated as of January 26, 2018 (the “Agreement”), by and between Basswood Capital Management, L.L.C. (“Basswood”) and Regional Management Corp. (the “Company”). Terms capitalized herein and not otherwise defined herein shall have their meanings set forth in the Agreement.
