0001193125-20-135695 Sample Contracts

DEPOSIT AGREEMENT among OCEANFIRST FINANCIAL CORP., BROADRIDGE CORPORATE ISSUER SOLUTIONS, INC., as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of May 7, 2020
Deposit Agreement • May 7th, 2020 • Oceanfirst Financial Corp • Savings institution, federally chartered • New York

DEPOSIT AGREEMENT, dated as of May 7, 2020, among (i) OceanFirst Financial Corp., a Delaware corporation, (ii) Broadridge Corporate Issuer Solutions, Inc., a Pennsylvania corporation, and (iii) the Holders from time to time of the Receipts described herein.

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