0001193125-16-550044 Sample Contracts

AXA EQUITABLE LIFE INSURANCE COMPANY
Separate Account 3 of Axa Equitable Life Insurance Co • April 21st, 2016

IT IS HEREBY AGREED that said Contract is amended as set forth below and any and all contrary provisions of the Contract shall be considered to have been replaced by the provisions of this Rider effective [immediately] [July 10, 2015] (the “Rider Effective Date”):

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