0001193125-15-153318 Sample Contracts

MFS Investment Management 111 Huntington Avenue Boston, Massachusetts 02199 T +1 617 954 5000
Participation Agreement • April 28th, 2015 • American National Variable Annuity Separate Account

Reference is hereby made to the Participation Agreement by and among the Trusts, American National Insurance Company (the “Company”), and MFS Fund Distributors, Inc. (“MFD”) dated October 10, 1997, as amended (the “Participation Agreement”). The purpose of this Letter Agreement is to confirm certain financial arrangements between MFD, the underwriter to the Trusts, and the Company in connection with the Company’s investment in the Trusts on behalf of certain separate accounts, as listed in Schedule A of the Participation Agreement.

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