0001193125-14-440212 Sample Contracts

STOCK OPTION AGREEMENT (Three-Year “Cliff” Exercisability)
Stock Option Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

MetLife, Inc. confirms that, on [grant date] (the “Grant Date”), it granted you, [name], [number] Stock Options (your “Stock Options”). Your Stock Options are subject to the terms and conditions of this Stock Option Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”).

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PERFORMANCE SHARE AGREEMENT
Performance Share Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

MetLife, Inc. confirms that, on [grant date] (the “Grant Date”), it granted you, [name], [number] Performance Shares (your “Performance Shares”). Your Performance Shares are subject to the terms and conditions of this Performance Share Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”).

UNIT OPTION AGREEMENT (Ratable Exercisability in Thirds)
Unit Option Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

[Global Affiliate] (the “Global Affiliate”) confirms that, on [grant date] (the “Grant Date”), you [name] were granted [number] Unit Options (your “Unit Options”). Your Unit Options are subject to the terms and conditions of this Unit Option Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”) as a form of Stock Appreciation Rights. Any payment due under this Agreement may be made by any one or more Affiliates (the “Paying Affiliate”).

RESTRICTED STOCK UNIT AGREEMENT (Three-Year “Cliff” Period of Restriction; No Code 162(m) Goals)
Restricted Stock Unit Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

MetLife, Inc. confirms that, on [grant date] (the “Grant Date”), it granted you, [name], [number] Restricted Stock Units. Your Restricted Stock Units are subject to the terms and conditions of this Restricted Stock Unit Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”).

RESTRICTED STOCK UNIT AGREEMENT (Ratable Period of Restriction Ends in Thirds; Code 162(m) Goals)
Restricted Stock Unit Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

MetLife, Inc. confirms that, on [grant date] (the “Grant Date”), it granted you, [name], [number] Restricted Stock Units. Your Restricted Stock Units are subject to the terms and conditions of this Restricted Stock Unit Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”).

PERFORMANCE UNIT AGREEMENT
Performance Unit Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

[Global Affiliate] (the “Global Affiliate”) confirms that, on [grant date] (the “Grant Date”), you [name] were granted [number] Performance Units (your “Performance Units”), and approves and ratifies such grant. Your Performance Units are subject to the terms and conditions of this Performance Unit Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”). Any payment due under this Agreement may be made by any one or more Affiliates (the “Paying Affiliate”).

RESTRICTED UNIT AGREEMENT (Three-Year “Cliff” Period of Restriction; No Code 162(m) Goals)
Restricted Unit Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

[Global Affiliate] (the “Global Affiliate”) confirms that, on [grant date] (the “Grant Date”), you [name] were granted [number] Restricted Units. Your Restricted Units are subject to the terms and conditions of this Restricted Unit Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”). Any payment due under this Agreement may be made by any one or more Affiliates (the “Paying Affiliate”).

RESTRICTED UNIT AGREEMENT (Ratable Period of Restriction Ends in Thirds; Code 162(m) Goals)
Restricted Unit Agreement • December 11th, 2014 • Metlife Inc • Life insurance • New York

[Global Affiliate] (the “Global Affiliate”) confirms that, on [grant date] (the “Grant Date”), you [name] were granted [number] Restricted Units. Your Restricted Units are subject to the terms and conditions of this Restricted Unit Agreement (this “Agreement”) and the MetLife, Inc. 2015 Stock and Incentive Compensation Plan (the “Plan”). Any payment due under this Agreement may be made by any one or more Affiliates (the “Paying Affiliate”).

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