0001193125-14-333762 Sample Contracts

July 24, 2014
Kearny Financial Corp. • September 5th, 2014 • New Jersey

This letter sets forth the agreement between Kearny Federal Savings Bank, Fairfield, New Jersey (the “Bank”), the wholly-owned subsidiary of Kearny Financial Corp. (the “Company”), which in turn is the majority-owned subsidiary of Kearny MHC (the “MHC”), and RP® Financial, LC. (“RP Financial”), whereby RP Financial will provide the independent conversion appraisal services in conjunction with the second step conversion transaction by the MHC. The scope, timing and fee structure for these appraisal services are described below.

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EMPLOYMENT AGREEMENT
Employment Agreement • September 5th, 2014 • Kearny Financial Corp. • New Jersey

THIS AGREEMENT, is entered into the 30th day of June, 2012, (“Effective Date”) by and between Kearny Financial Corp., Kearny, New Jersey (the “Company”) and Craig L. Montanaro (the “Executive”).

KEARNY FEDERAL SAVINGS BANK EXECUTIVE LIFE INSURANCE AGREEMENT Amendment
Executive Life Insurance Agreement • September 5th, 2014 • Kearny Financial Corp.

WHEREAS, Kearny Federal Savings Bank (the “Bank”) has entered into an Executive Life Insurance Agreement (“Agreement”) with [name] (the “Insured”); and

KEARNY FEDERAL SAVINGS BANK DIRECTOR LIFE INSURANCE AGREEMENT Amendment
Kearny Federal Savings • September 5th, 2014 • Kearny Financial Corp.

WHEREAS, Kearny Federal Savings Bank (the “Bank”) has entered into a Director Life Insurance Agreement (“Agreement”) with [name] (the “Insured”); and

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