0001193125-12-465784 Sample Contracts

DEPOSIT AGREEMENT between EverBank Financial Corp, as Issuer and Wells Fargo Bank, N.A. as Depositary, on behalf of THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of November 13, 2012
Deposit Agreement • November 13th, 2012 • EverBank Financial Corp • Savings institution, federally chartered • New York

DEPOSIT AGREEMENT dated as of November 13, 2012, between EverBank Financial Corp, a Delaware corporation and Wells Fargo Bank, N.A., a national banking association formed under the laws of the United States, as Depositary on behalf of the holders from time to time of the Receipts described herein.

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