0001193125-12-444531 Sample Contracts

DEPOSIT AGREEMENT among REGIONS FINANCIAL CORPORATION, COMPUTERSHARE TRUST COMPANY, N.A., as Depositary, COMPUTERSHARE INC., and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of November 1, 2012
Deposit Agreement • November 1st, 2012 • Regions Financial Corp • National commercial banks • New York

DEPOSIT AGREEMENT dated as November 1, 2012, among (i) Regions Financial Corporation, a Delaware corporation, (ii) Computershare Trust Company, N.A., a federally chartered, limited purpose trust company, (iii) Computershare Inc., a Delaware corporation, and (iv) the Holders from time to time of the Receipts described herein.

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