0001193125-12-423374 Sample Contracts

CREDIT AGREEMENT dated as of July 12, 2012 by and between IDT TELECOM, INC., as Borrower and TD BANK, N.A., as Lender
Credit Agreement • October 15th, 2012 • Idt Corp • Telephone communications (no radiotelephone) • New Jersey

THIS CREDIT AGREEMENT (as amended, modified and/or supplemented and in effect, from time to time, this “Agreement”) is made as of July 12, 2012 by and between IDT TELECOM, INC., a Delaware corporation (the “Borrower”), and TD BANK, N.A., a national banking association (the “Lender”).

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