0001193125-12-075161 Sample Contracts

AMENDMENT NO. 5 TO CREDIT AGREEMENT
Credit Agreement • February 23rd, 2012 • M&t Bank Corp • State commercial banks • New York

This Amendment Agreement dated as of November 21, 2011 (this “Amendment”) is made and entered into between M&T BANK CORPORATION (the “Borrower”) and CITIBANK, N.A. (the “Lender”).

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