0001193125-11-226647 Sample Contracts

EXCHANGE AGREEMENT by and between FNB UNITED CORP. and THE UNITED STATES DEPARTMENT OF THE TREASURY Dated as of August 12, 2011

Exchange Agreement • August 18th, 2011 • FNB United Corp. • National commercial banks • New York

• Contract Type
  Exchange Agreement
• Filed
  August 18th, 2011
• Company
  FNB United Corp.
• Industry
  National commercial banks
• Jurisdiction
  New York

EXCHANGE AGREEMENT, dated as of August 12, 2011 (this “Agreement”) by and between FNB United Corp., a North Carolina corporation (the “Company”), and the United States Department of the Treasury (the “Investor”). All capitalized terms used herein and not otherwise defined shall have the respective meanings ascribed to them in the Securities Purchase Agreement.