0001193125-11-032454 Sample Contracts

Serving the Financial Services Industry Since 1988
Poage Bankshares, Inc. • February 11th, 2011

This letter sets forth the agreement between Home Federal Savings and Loan Association, Ashland, Kentucky (the “Bank”), and RP® Financial, LC. (“RP Financial”) for independent conversion appraisal services pertaining to the Bank’s simultaneous holding company formation and mutual-to-stock conversion. The specific appraisal services to be rendered by RP Financial are described below. These services will be conducted by our senior consulting staff and will be directed by the undersigned.

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Form of EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN EXECUTIVE AGREEMENT
Supplemental Retirement Plan • February 11th, 2011 • Poage Bankshares, Inc.

THIS AGREEMENT is made and entered into this day of , , by and between Home Federal Savings and Loan Association, a bank organized and existing under the laws of the United States of America (hereinafter referred to as the “Bank”), and , an Executive of the Bank (hereinafter referred to as the “Executive”),

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