0001193125-09-085273 Sample Contracts

Teachers Insurance and Annuity Association of America Telephone: [800-842-2733] Group Annuity Contract
TIAA Separate Account VA-3 • April 23rd, 2009

This is a contract between you, the policyholder, and us, Teachers Insurance and Annuity Association of America (TIAA). This page refers briefly to some of the features of this contract. The next pages set forth in detail the rights and obligations of both TIAA and the policyholder under the contract. PLEASE READ THE CONTRACT. IT IS IMPORTANT.

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AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 23rd, 2009 • TIAA Separate Account VA-3

This Amendment is entered into as of July 31, 2007, by and among Teachers Insurance and Annuity Association of America (the “Company”) on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A of the Agreement (as defined below) as may be amended from time to time (individually and collectively the “Account”), the TIAA-CREF Institutional Mutual Funds and Teachers Personal Investors Services, Inc. (“TPIS”).

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