March 11, 2009 Mr. Paul Grinberg San Diego, California 92123 Dear Paul:Encore Capital Group Inc • March 13th, 2009 • Short-term business credit institutions • California
Company FiledMarch 13th, 2009 Industry JurisdictionWe are pleased to offer you the benefits outlined in this letter agreement (this “Agreement”) in connection with your continuing service as an officer of Encore Capital Group, Inc. (the “Company”) or one of its subsidiaries.