UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. STATE OF GEORGIA DEPARTMENT OF BANKING AND FINANCE ATLANTA, GEORGIANewnan Coweta Bancshares Inc • October 1st, 2008 • National commercial banks
WHEREAS, in recognition of their common goal to maintain the financial soundness of Newnan Coweta Bancshares, Inc. (“NCB”), Newnan, Georgia, a registered bank holding company, and its subsidiary bank, Neighborhood Community Bank, Newnan, Georgia (the “Bank”), a state chartered bank that is a member of the Federal Reserve System, NCB, the Bank, the Federal Reserve Bank of Atlanta (the “Reserve Bank”), and the Banking Commissioner of the State of Georgia (the “Commissioner”) have mutually agreed to enter into this Written Agreement (the “Agreement”); and
