0001193125-08-132698 Sample Contracts

Form of Registration Rights Agreement
Form of Registration Rights Agreement • June 12th, 2008 • Monarch Financial Holdings, Inc. • State commercial banks • Virginia

This Registration Rights Agreement (this “Agreement”) is made as of , 2008 between Monarch Financial Holdings, Inc., a Virginia corporation (the “Company”), and (the “Investor” and, collectively with other Persons (as defined below) who have executed a Subscription Agreement (as defined below), the “Investors”).

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SUBSCRIPTION AGREEMENT For MONARCH FINANCIAL HOLDINGS, INC., A VIRGINIA CORPORATION COMMON STOCK, PAR VALUE $5.00
Subscription Agreement • June 12th, 2008 • Monarch Financial Holdings, Inc. • State commercial banks • Virginia

This Subscription Agreement, dated May 30th, 2008, is made by and between Monarch Financial Holdings, Inc., a Virginia corporation (the “Company”) and the Subscriber listed in Annex A hereto (“Subscriber”) who is subscribing hereby for shares of Common Stock of the Company (“Common Stock” or “Shares”) distributed to a limited number of qualified persons in connection with the offering of such Shares (the “Offering”).

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