0001193125-08-086915 Sample Contracts

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 22nd, 2008 • Wilshire Variable Insurance Trust • Delaware

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 24th day of March, 2000 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Western Asset Management Company, a registered investment adviser (“Sub-Adviser”).

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INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 22nd, 2008 • Wilshire Variable Insurance Trust • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 30th day of November, 2007 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Thomas White International, LTD, a registered investment adviser (“Sub-Adviser”).

AMENDED INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • April 22nd, 2008 • Wilshire Variable Insurance Trust • Delaware

This Investment Advisory Agreement is made as of the first day of March, 1999, as amended as of the 30th day of September, 2004, between WILSHIRE VARIABLE INSURANCE TRUST, a Delaware statutory trust (herein called the “Company”), and WILSHIRE ASSOCIATES INCORPORATED, a California corporation (herein called the “Advisor”).

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 22nd, 2008 • Wilshire Variable Insurance Trust • Delaware

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 3rd day of August, 2007 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and PanAgora Asset Management, Inc, a registered investment adviser (“Sub-Adviser”).

UNDERWRITING AGREEMENT
Underwriting Agreement • April 22nd, 2008 • Wilshire Variable Insurance Trust

THIS UNDERWRITING AGREEMENT (the “Agreement”) is made as of October 1, 2004 by and between PFPC DISTRIBUTORS, INC., a Massachusetts corporation (“PFPC Distributors”), and WILSHIRE VARIABLE INSURANCE TRUST, a Delaware statutory trust (the “Fund”).

EXPENSE REIMBURSEMENT AGREEMENT
Expense Reimbursement Agreement • April 22nd, 2008 • Wilshire Variable Insurance Trust

EXPENSE REIMBURSEMENT AGREEMENT (the “Agreement”), effective as of September 30, 2004 by and between Wilshire Associates Incorporated, a California corporation (the “Advisor”) and Wilshire Variable Insurance Trust (the “Trust”), on behalf of each of its series (the “Funds”).

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