0001193125-08-049535 Sample Contracts

VIRGINIA BANKERS ASSOCIATION MODEL NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR DIRECTORS (As Restated Effective January 1, 2008) ADOPTION AGREEMENT

Agreement • March 7th, 2008 • C & F Financial Corp • State commercial banks

• Contract Type
  Agreement
• Filed
  March 7th, 2008
• Company
  C & F Financial Corp
• Industry
  State commercial banks

Each Corporation named below hereby adopts the Plan through this Adoption Agreement (the “Adoption Agreement”), to be effective as of the date(s) specified below, and elects the following specifications and provides the following information relating thereto:

FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT

Loan and Security Agreement • March 7th, 2008 • C & F Financial Corp • State commercial banks • Iowa

• Contract Type
  Loan and Security Agreement
• Filed
  March 7th, 2008
• Company
  C & F Financial Corp
• Industry
  State commercial banks
• Jurisdiction
  Iowa

This Fourth Amendment to Loan and Security Agreement (“Amendment”) is dated as of October 31, 2007 by C&F Finance Company (“Borrower”) and Wells Fargo Financial Preferred Capital, Inc. (“Lender”).

AMENDED & RESTATED C&F FINANCIAL CORPORATION (as amended December 18, 2007)

C & F Financial Corp • March 7th, 2008 • State commercial banks

• Company
  C & F Financial Corp
• Filed
  March 7th, 2008
• Industry
  State commercial banks

VIRGINIA BANKERS ASSOCIATION MODEL NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR EXECUTIVES (As Restated Effective January 1, 2008) ADOPTION AGREEMENT

C & F Financial Corp • March 7th, 2008 • State commercial banks

• Company
  C & F Financial Corp
• Filed
  March 7th, 2008
• Industry
  State commercial banks

Each Employer named below hereby adopts the Plan through this Adoption Agreement (the “Adoption Agreement”), to be effective as of the date(s) specified below, and elects the following specifications and provides the following information relating thereto:

ATTACHMENT TO THE ADOPTION AGREEMENT FOR VBA EXECUTIVE’S DEFERRED COMPENSATION PLAN FOR C&F FINANCIAL CORPORATION (As Restated Effective January 1, 2008)

C & F Financial Corp • March 7th, 2008 • State commercial banks

• Company
  C & F Financial Corp
• Filed
  March 7th, 2008
• Industry
  State commercial banks

Pursuant to authorization of the Board of Directors of C&F Financial Corporation, the following additions are made to the Adoption Agreement for the VBA Executive’s Deferred Compensation Plan for C&F Financial Corporation, as restated effective January 1, 2008 in the form of the Virginia Bankers Association Model Non-Qualified Deferred Compensation Plan for Executives and as amended from time to time (the “Plan”):