0001193125-07-163109 Sample Contracts

COMMERCIAL PLEDGE AGREEMENT
Commercial Pledge Agreement • July 26th, 2007 • Nicholson Thomas T • State commercial banks

THIS COMMERCIAL PLEDGE AGREEMENT dated February 7, 2007, is made and executed between THOMAS T. NICHOLSON (“Grantor”) and ZIONS FIRST NATIONAL BANK (“Lender”).

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Silver State Bancorp Public Offering of Common Stock
Nicholson Thomas T • July 26th, 2007 • State commercial banks

The undersigned understands that you, as representative (the “Representative”), propose to enter into an Underwriting Agreement (the “Underwriting Agreement”), on behalf of the several Underwriters named in Schedule I to such agreement (collectively, the “Underwriters”), with Silver State Bancorp, a Nevada corporation (the “Company”), providing for a public offering (the “Offering”) of the Company’s common stock, $0.001 par value (the “Common Stock”), pursuant to a Registration Statement on Form S-1 (Registration No. 333-142110) filed with the Securities and Exchange Commission.

JOINT FILING AGREEMENT
Joint Filing Agreement • July 26th, 2007 • Nicholson Thomas T • State commercial banks

In accordance with Rule 13d-1(f) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a statement on Schedule 13D (including amendments thereto) with respect to the Common Stock of Silver State Bancorp and further agree that this Joint Filing Agreement be included as an Exhibit to such joint filings. In evidence thereof, the undersigned, being duly authorized, have executed this Joint Filing Agreement this 26 day of July, 2007.

BLACK CREEK LIMITED PARTNERSHIP AGREEMENT
Limited Partnership Agreement • July 26th, 2007 • Nicholson Thomas T • State commercial banks • Idaho

THIS AGREEMENT is made and executed this 21st day of November, 1990, by and between THOMAS T. NICHOLSON and DIANA R. NICHOLSON, husband and wife, hereinafter collectively referred to as the “General Partners” and each singly as a “General Partner”, and THOMAS T. NICHOLSON and DIANA R. NICHOLSON, husband and wife, JENIFER J. NICHOLSON, KELI A. NICHOLSON ELLEDGE and SCOTT NICHOLSON, hereinafter collectively referred to as the “Limited Partners” and each singly as a “Limited Partner.”

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