0001193125-07-081873 Sample Contracts

AMENDED INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust • Delaware

This Investment Advisory Agreement is made as of the first day of March, 1999, as amended as of the 30th day of September, 2004, as further amended as of the 4th day of August, 2006 on behalf of the Equity Fund, between WILSHIRE VARIABLE INSURANCE TRUST, a Delaware statutory trust (herein called the “Company”), and WILSHIRE ASSOCIATES INCORPORATED, a California corporation (herein called the “Advisor”).

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INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust • Delaware

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 8th day of June, 2006 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Copper Rock Capital Partners, LLC, a registered investment adviser (“Sub-Adviser”).

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust • New York

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 26th day of June, 2006 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and BNY Investment Advisors, a separately identifiable division of The Bank of New York, a New York State banking corporation (“Sub-Adviser”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust • Delaware

This agreement is made this day of , 2007 by and among WILSHIRE VARIABLE INSURANCE TRUST, a Delaware Statutory Trust (the “Trust”), on its own behalf and on behalf of each of the series of portfolios set forth on Schedule A, as may be amended from time to time (each a “Fund” and collectively, the “Funds”), “PFPC DISTRIBUTORS, INC., a Massachusetts corporation (“Distributor”), and GREAT AMERICAN INSURANCE COMPANY, a life insurance company organized under the laws of the state of (“Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule B, as may be amended from time to time (“each an “Account” and collectively the “Accounts”).

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of May 1, 2007 by and between Wilshire Associates Incorporated, a California corporation (the “Advisor”) and Wilshire Variable Insurance Trust (the “Trust”), on behalf of the 2010 Aggressive Fund, 2010 Moderate Fund, 2010 Conservative Fund, 2015 Moderate Fund, 2025 Moderate Fund, 2035 Moderate Fund and 2045 Moderate Fund (each, a “Fund” and collectively, the “Funds”).

AMENDMENT TO THE INVESTMENT SUB-ADVISORY AGREEMENT
Sub-Advisory Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust

This AMENDMENT (Amendment) dated as of June 28, 2006, is entered into by and between Wilshire Associates Incorporated, a California corporation (Adviser), and The Boston Company Asset Management, LLC (Sub-Adviser).

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 8th day of August, 200 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Pzena Investment Management, LLC Company, a registered investment adviser (“Sub-Adviser”).

FORM OF INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 16th, 2007 • Wilshire Variable Insurance Trust • Delaware

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the day of , 200 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and , a registered investment adviser (“Sub-Adviser”).

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