0001193125-05-134977 Sample Contracts

SUBORDINATED OLD MVA GUARANTEE
Hancock John Financial Services Inc • June 30th, 2005 • Life insurance • Massachusetts

SUBORDINATED OLD MVA GUARANTEE (the “Subordinated Guarantee”) dated as of June 29, 2005, by MANULIFE FINANCIAL CORPORATION, a corporation organized under the laws of Canada (“MFC” or the “Guarantor”), in connection with certain deferred combination fixed and variable annuity contracts (hereinafter, the “Contracts”) issued by JOHN HANCOCK VARIABLE LIFE INSURANCE COMPANY, a stock life insurance company organized under the laws of the Commonwealth of Massachusetts (“JHVLICO”).

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AMENDMENT TO GUARANTEE AGREEMENT
Guarantee Agreement • June 30th, 2005 • Hancock John Financial Services Inc • Life insurance • Massachusetts

This AMENDMENT TO GUARANTEE AGREEMENT (this “Amendment”), dated as of June 29, 2005, is entered by and between JOHN HANCOCK FINANCIAL SERVICES, INC., a Delaware corporation (the “Company”) and JOHN HANCOCK VARIABLE LIFE INSURANCE COMPANY, a Massachusetts corporation (“JHVLICO”).

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