0001193125-05-081715 Sample Contracts

SUBORDINATED NEW MVA GUARANTEE
Hancock John Variable Life Insurance Co • April 21st, 2005 • Life insurance • Massachusetts

SUBORDINATED NEW MVA GUARANTEE (the “Subordinated Guarantee”) dated as of , 2005, by MANULIFE FINANCIAL CORPORATION, a corporation organized under the laws of Canada (“MFC” or the “Guarantor”), in connection with certain deferred combination fixed and variable annuity contracts (hereinafter, the “Contracts”) issued by JOHN HANCOCK VARIABLE LIFE INSURANCE COMPANY, a stock life insurance company organized under the laws of the Commonwealth of Massachusetts (“JHVLICO”).

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