0001193125-05-052864 Sample Contracts

CONSULTING AGREEMENT
Consulting Agreement • March 16th, 2005 • New York Community Bancorp Inc • Savings institutions, not federally chartered • New York

CONSULTING AGREEMENT dated as of this 1st day of December, 2004, among New York Community Bancorp, Inc., a corporation organized under the laws of Delaware (the “Holding Company”), New York Community Bank, a New York State chartered savings bank (the “Bank”), and Joseph L. Mancino (the “Consultant”).

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SENIOR CONSULTING AGREEMENT
Senior Consulting Agreement • March 16th, 2005 • New York Community Bancorp Inc • Savings institutions, not federally chartered • New York

SENIOR CONSULTING AGREEMENT, dated as of the 31st day of January, 2005, among New York Community Bancorp, Inc., a corporation organized under the laws of Delaware (the “Holding Company”), New York Community Bank, a New York State chartered savings bank (the “Bank”), and James J. O’Donovan (“Consultant”).

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