0001193125-04-075636 Sample Contracts

ACCESS VARIABLE INSURANCE TRUST FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2004 • Titanium Universal Life Variable Account • Alabama

THIS AGREEMENT is made as of April 1, 2004, between Access Variable Insurance Trust, an open-end management investment company organized as an Ohio business trust (the “Trust”), Access Fund Management, LLC, a registered investment adviser organized under the laws of the State of Florida (the “Adviser”), and United Investors Life Insurance Company, a life insurance company organized under the laws of the State of Missouri (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as the parties hereto may amend it from time to time (the “Accounts”) (individually, a “Party”, and collectively, the “Parties”).

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Amendment No. 2 to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. United Investors Life Insurance Company United Securities Alliance, Inc.
Participation Agreement • April 30th, 2004 • Titanium Universal Life Variable Account

Each Portfolio named below shall pay the following amounts pursuant to the terms and conditions referenced below under its Class 2 Rule 12b-1 Distribution Plan, stated as a percentage per year of Class 2’s average daily net assets represented by shares of Class 2.

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