0001193125-04-073201 Sample Contracts

PARTICIPATION AGREEMENT (VAN KAMPEN) PARTICIPATION AGREEMENT
Participation Agreement • April 29th, 2004 • Separate Account Va S • Delaware
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AMENDMENT NO.7 TO PARTICIPATION AGREEMENT (MFS)
Participation Agreement • April 29th, 2004 • Separate Account Va S

Amendment No. 7 to the Amended and Restated Participation Agreement, dated as of July 1, 2001, by and among MFS VARIABLE INSURANCE TRUST, MASSACHUSETTS FINANCIAL SERVICES COMPANY, and TRANSAMERICA LIFE INSURANCE COMPANY (the "Agreement").

PARTICIPATION AGREEMENT (UNIVERSAL) PARTICIPATION AGREEMENT
Participation Agreement • April 29th, 2004 • Separate Account Va S • New York
EXHIBIT (8)(c)(1)
Fund Participation Agreement • April 29th, 2004 • Separate Account Va S

Amendment No. 4 to the Fund Participation Agreement, dated as of May 1, 2001, between Transamerica Life Insurance Company, a life insurance company organized under the laws of the State of Iowa; Peoples Benefit Life Insurance Company, an Iowa stock life insurance company; Transamerica Life Insurance and Annuity Company, a life insurance company organized under the laws of the State of North Carolina; Transamerica Occidental Life Insurance Company, an Iowa stock life insurance company; Transamerica Financial Life Insurance Company (formerly known as AUSA Life Insurance Company, Inc. and Transamerica Life Insurance Company of New York), life insurance companies organized under the laws of the State of New York; (each as the "Insurance Company"), and Dreyfus Variable Investment Fund, Dreyfus Investment Portfolios, The Dreyfus Socially Responsible Growth Fund, Inc. and the Dreyfus Life and Annuity Index Fund, Inc. (d.b.a. Dreyfus Stock Index Fund, Inc.) (each as the "Fund").

PARTICIPATION AGREEMENT (HUNTINGTON)
Participation Agreement • April 29th, 2004 • Separate Account Va S • New York
AMENDMENT NO.2 TO PARTICIPATION AGREEMENT
Separate Account Va S • April 29th, 2004
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