0001193125-04-041793 Sample Contracts

EXHIBIT NO. 10.35 – FORM OF EMPLOYMENT AGREEMENT, AS AMENDED, BETWEEN MID AMERICA BANK fsb AND ALLEN KORANDA, KENNETH KORANDA AND JERRY WEBERLING
Employment Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered

The attached Employment Agreement dated April 19, 1990, as amended, between Mid America Bank and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not being filed. By action of the Board of Directors of Mid America Bank, fsb, the term of each of these agreements has been extended to December 31, 2006.

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EXHIBIT NO. 10.34 – FORM OF EMPLOYMENT AGREEMENT, AS AMENDED, BETWEEN MAF BANCORP, INC. AND ALLEN KORANDA, KENNETH KORANDA AND JERRY WEBERLING
Employment Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

The attached Employment Agreement dated April 19, 1990, as amended, between MAF Bancorp, Inc. and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not being filed. By action of the Board of Directors of MAF Bancorp, Inc., the term of each of these agreements has been extended to December 31, 2006.

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EXHIBIT NO. 10.37—FORM OF SPECIAL TERMINATION AGREEMENT, AS AMENDED, BETWEEN MID AMERICA BANK, fsb AND KENNETH RUSDAL AND VARIOUS OFFICERS.
Special Termination Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered

The attached Special Termination Agreement dated April 19, 1990, as amended, between Mid America Bank and Kenneth Rusdal is substantially identical in all material respects (except as otherwise noted below) with the other executive officer contracts listed below which are not being filed. By action of the Board of Directors of Mid America Bank, fsb, the term of each of these agreements has been extended to December 31, 2006.

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EXHIBIT NO. 10.36 – FORM OF SPECIAL TERMINATION AGREEMENT, AS AMENDED, BETWEEN MAF BANCORP, INC., AND KENNETH RUSDAL AND VARIOUS OFFICERS.
Special Termination Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

The attached Special Termination Agreement dated April 27, 1993, as amended, between MAF Bancorp, Inc. and Kenneth Rusdal is substantially identical in all material respects (except as otherwise noted below) with the other executive officer contracts listed below which are not being filed. By action of the Board of Directors of MAF Bancorp, Inc., the term of each of these agreements has been extended to December 31, 2006.

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EXHIBIT NO. 10.40 – AGREEMENT REGARDING POST-EMPLOYMENT RESTRICTIVE COVENANTS BETWEEN MAF BANCORP, INC. AND THOMAS R. PERZ
Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

WHEREAS, Purchaser and its affiliates are engaged in depository, lending and other financial services businesses (the “Business”);

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EXHIBIT NO. 10.25 - DEFERRED COMPENSATION AGREEMENT DATED JANUARY 1,
Deferred Compensation Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered

ST. FRANCIS BANK, F.S.B., a federally-chartered savings bank (“Bank”), St. Francis Capital Corporation (the “Company”) (the Bank and Company being collectively referred to herein as the “Employers”) and THOMAS R. PERZ (“Executive”), hereby agree as follows:

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EXHIBIT NO. 10.38 – EMPLOYMENT AGREEMENT BETWEEN MAF BANCORP, INC. AND THOMAS R. PERZ
Employment Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

This AGREEMENT, is made effective as of December 1, 2003 (“Effective Date”), by and between MAF BANCORP, INC., a Delaware corporation (the “Company”) and Thomas R. Perz (“Executive”).

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EXHIBIT NO. 10.26 – DEFERRED COMPENSATION AGREEMENTS DATED JANUARY 1, 1998, JANUARY 1, 1996, JANUARY 19, 1994 AND NOVEMBER 18, 1987 BETWEEN ST. FRANCIS CAPITAL CORPORATION, ST. FRANCIS BANK, F.S.B., BANK WISCONSIN AND THOMAS R. PERZ
Deferred Compensation Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered

THIS AGREEMENT is made this 1st day of January, 1998, between ST. FRANCIS CAPITAL CORPORATION, ST. FRANCIS BANK, F.S.B. (the “Bank”), BANK WISCONSIN (collectively referred to as the “Controlled Group”) and Thomas R. Perz, (the “Director”).

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EXHIBIT NO. 10.20 – AMENDMENT DATED NOVEMBER 28, 2003, OF THE CREDIT AGREEMENT DATED AS OF NOVEMBER 30, 2001, AS AMENDED, BETWEEN MAF BANCORP, INC. AND HARRIS TRUST AND SAVINGS BANK
Credit Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

Reference is hereby made to that certain Credit Agreement dated as of November 30, 2001 (the Credit Agreement, as the same has been amended prior to the date hereof, being referred to herein as the “Credit Agreement”), between the undersigned, MAF Bancorp, Inc., a Delaware corporation (the “Company”) and you (the “Lender”). All capitalized terms used herein without definition shall have the same meanings herein as such terms have in the Credit Agreement.

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EXHIBIT NO. 10.39 – EMPLOYMENT AGREEMENT BETWEEN
Employment Agreement • March 15th, 2004 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

This AGREEMENT, is made effective as of December 1, 2003 (“Effective Date”), by and between Mid America Bank, fsb (the “Bank”), and Thomas R. Perz (“Executive”).

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