0001193125-03-100238 Sample Contracts

EXHIBIT (8)(h) FORM OF PARTICIPATION AGREEMENT (UNIVERSAL INSTITUTIONAL FUNDS)
Participation Agreement • December 30th, 2003 • Separate Account Va S • Iowa

THIS AGREEMENT, made and entered into as of the day of , , by and among TRANSAMERICA LIFE INSURANCE COMPANY, (hereinafter the “Company”), an Iowa corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and the INSURANCE TRUST, a business trust organized under the laws of (hereinafter the “Trust”) and SECURITIES, INC. (hereinafter the “Underwriter”), a corporation.

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EXHIBIT (3)(a)(1) AMENDMENT NO. 4 TO PRINCIPAL UNDERWRITING AGREEMENT
Principal Underwriting Agreement • December 30th, 2003 • Separate Account Va S

Amendment to the Amended and Restated Principal Underwriting Agreement, dated as of May 1, 2002, by and between AFSG Securities Corporation and Transamerica Life Insurance Company (the “Agreement”).

EXHIBIT (8)(c) FUND PARTICIPATION AGREEMENT (DREYFUS)
Fund Participation Agreement • December 30th, 2003 • Separate Account Va S • New York

This Agreement is entered into as of the 1st day of May, 2001, between Transamerica Life Insurance Company, a life insurance company organized under the laws of the State of Iowa; Peoples Benefit Life Insurance Company, an Iowa stock life insurance company; Transamerica Life Insurance and Annuity Company, a life insurance company organized under the laws of the State of North Carolina; Transamerica Occidental Life Insurance Company, an Iowa stock life insurance company; AUSA Life Insurance Company, Inc. and Transamerica Life Insurance Company of New York, life insurance companies organized under the laws of the State of New York; (each as the “Insurance Company”), and Dreyfus Variable Investment Fund, Dreyfus Investment Portfolios, The Dreyfus Socially Responsible Growth Fund, Inc. and the Dreyfus Life and Annuity Index Fund, Inc. (d.b.a. Dreyfus Stock Index Fund) (each as the “Fund”).

EXHIBIT (8)(a)(3) AMENDMENT NO. 28 TO PARTICIPATION AGREEMENT (AEGON/TRANSAMERICA)
Participation Agreement • December 30th, 2003 • Separate Account Va S

Amendment No. 28 to the Participation Agreement among AEGON/Transamerica Series Fund, Inc., (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), Peoples Benefit Life Insurance Company (“Peoples”), Transamerica Occidental Life Insurance Company (“TOLIC”), and Transamerica Life Insurance and Annuity Company (“TALIAC”) dated July 1, 1992, as amended (“Participation Agreement”).

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