0001193125-03-037807 Sample Contracts

SUBSERVICING AGREEMENT Dated: January 1, 1999 BY AND BETWEEN CRESCENT MORTGAGE SERVICES, INC., as the Owner/Servicer AND CENLAR, F.S.B, as the Subservicer
Subservicing Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks • New Jersey

THIS SUBSERVICING AGREEMENT (“Agreement”) is made as of the day of January, 1999 by and between CRESCENT MORTGAGE SERVICES, INC. (herein, “Owner/Servicer”), and CENLAR FSB (herein, “Subservicer”).

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MASTER AGREEMENT MC03861.1
Master Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks

This Master Agreement between Fannie Mae and Crescent Mortgage Services (“Lender”) governs the sale by Lender, and the purchase by Fannie Mae, of eligible residential mortgage loans (the “Mortgages”). This Master Agreement includes all of the terms and conditions described in all of the exhibits, attachments, conversions, commitments and MBS Pool Purchase Contracts (“MBS Contracts”) attached or entered into as a part of this Master Agreement. Additionally, the “Master Agreement Terms and Conditions” section of Fannie Mae’s Selling Guide (the “Selling Guide”), which is incorporated into this Agreement by this reference, outlines in more detail the general terms and conditions of the Master Agreement and MBS Contracts and contains a complete description of the terms “Master Conversions” and “MBS Pricing Confirmations,” as well as other related terms and instructions. The execution of this Master Agreement requires compliance with all provisions and sections of this Master Agreement, incl

Master Securities Forward Transaction Agreement GLOBAL CREDIT DEPT. PROCESSED A/C #: not open yet DATE: 7-19-02 Dated as of APRIL 3, 2002
Crescent Banking Co • August 14th, 2003 • State commercial banks • New York
AGREEMENT TO JOIN IN THE FILING OF CONSOLIDATED FEDERAL INCOME TAX RETURNS
Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks

THIS AGREEMENT is made and entered into this 15th day of January, 1998, between Crescent Banking Company (the “Holding Company”), and Crescent Mortgage Services, Inc. (“CMS”).

FEDERAL HOME LOAN BANK OF ATLANTA AGREEMENT FOR ADVANCES AND SECURITY AGREEMENT WITH BLANKET FLOATING LIEN
Atlanta Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks • Georgia

AGREEMENT, dated as of MAY 16, 2003 between CRESCENT BANK having its principal place of business at 251 HIGHWAY 515 JASPER. GA 30143 (“Member”) and the Federal Home Loan Bank of Atlanta, 1475 Peachtree Street, N. E., Atlanta, Georgia 30309 (“Bank”).

CORRESPONDENT LOAN PURCHASE AGREEMENT
Purchase Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks • New York

This CORRESPONDENT LOAN PURCHASE AGREEMENT (this “Agreement”) dated as of January 6, 2000, is between THORNBURG MORTGAGE ASSET CORPORATION, a Maryland corporation (“TMA”), and the seller named below (the “Correspondent”).

Client Contract [GRAPHIC APPEARS HERE]
Client Contract • August 14th, 2003 • Crescent Banking Co • State commercial banks • Minnesota

This Client Contract (as amended from time to time, the “Contract”) between Residential Funding Corporation (“GMAC-RFC”) and Crescent Mortgage Services, Inc. (the “Client”) is dated as of January 15, 2003.

CORRESPONDENT PURCHASE AND SALE AGREEMENT
Correspondent Purchase and Sale Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks • California

This is a Correspondent Purchase and Sale Agreement (“Agreement”), dated as of March 5, 2003 by, and between WASHINGTON MUTUAL BANK, FA (“Purchaser”), and Crescent Mortgage Services, Inc., a Georgia Corporation (“Seller”).

MANAGEMENT SERVICES AGREEMENT
Management Services Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks • Georgia

THIS MANAGEMENT SERVICES AGREEMENT is made and entered into this 1st day of January, 1997, by and between Crescent Mortgage Services, Inc., a Georgia corporation (“CMS”), and Crescent Bank and Trust Company, a Georgia bank (the “Bank”).

THIRD MODIFICATION TO NOTE AND STOCK PLEDGE AGREEMENT
Note and Stock Pledge Agreement • August 14th, 2003 • Crescent Banking Co • State commercial banks • Georgia

This Third Note Modification Agreement (hereinafter “Agreement”) is made and entered into this 24th day of June, 2003, by and between CRESCENT BANKING COMPANY, (hereinafter “Borrower”) and THE BANKERS BANK, a Georgia banking corporation (hereinafter “Lender”).

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