0001190903-08-000543 Sample Contracts

PARTICIPATION AGREEMENT Among THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY & CO. INCORPORATED, MORGAN STANLEY INVESTMENT MANAGEMENT INC. and NATIONWIDE FINANCIAL SERVICES, INC. Dated as of February 1, 2002
Participation Agreement • May 5th, 2008 • Nationwide Variable Account 7 • Delaware

The parties agree that orders for purchases and redemptions pursuant to this Agreement may be placed by use of either the National Securities Clearing Corporation’s (“NSCC”) Defined Contribution Clearance & Settlement (“DCCS”) system, which incorporates the functionality of NSCC's Fund/SERV system, (Option I) or by fax and wire (Option II). The procedures to be followed for each of those options are as set forth below. Unless otherwise defined below, all capitalized terms have the meanings specified in the Participation Agreement, each of which this Exhibit is a part.

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FUND AGREEMENT
Fund Agreement • May 5th, 2008 • Nationwide Variable Account 7 • Ohio

This Agreement dated as of the 13th day of March, 2003 is made by and among Nationwide Financial Services, Inc. (“NFS”) (including any affiliates and/or subsidiaries listed on Exhibit A), the STI Classic Variable Trust (each a “Fund” and collectively the “Funds”), a Massachusetts business trust, and Trusco Capital Management, Inc., (“Trusco”) as Investment Adviser to the Funds.

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