0001188112-06-001298 Sample Contracts

FOURTH AMENDMENT TO AMENDED AND RESTATED AGENTED REVOLVING CREDIT AGREEMENT
Revolving Credit Agreement • May 3rd, 2006 • Americas Carmart Inc • Retail-auto dealers & gasoline stations • Arkansas

THIS FOURTH AMENDMENT TO AMENDED AND RESTATED AGENTED REVOLVING CREDIT AGREEMENT ("Amendment") is dated effective as of April 28, 2006, by and among COLONIAL AUTO FINANCE, INC., an Arkansas corporation (“Borrower”), BANK OF ARKANSAS, N.A., GREAT SOUTHERN BANK, FIRST STATE BANK, FIRST STATE BANK OF NORTHWEST ARKANSAS, SOVEREIGN BANK, and ENTERPRISE BANK & TRUST, and COMMERCE BANK, N.A. (each individually a “Bank” and collectively the “Banks”), and BANK OF ARKANSAS, N.A., as agent for the Banks hereunder (in such capacity the “Agent”).

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THIRD AMENDMENT TO REVOLVING CREDIT AGREEMENT
Revolving Credit Agreement • May 3rd, 2006 • Americas Carmart Inc • Retail-auto dealers & gasoline stations • Arkansas

THIS THIRD AMENDMENT TO REVOLVING CREDIT AGREEMENT ("Amendment") is dated effective as of April 28, 2006, by and among AMERICA’S CAR MART, INC., an Arkansas corporation and TEXAS CAR-MART, INC., a Texas corporation (separately and collectively, “Borrower”) and BANK OF OKLAHOMA, N.A. (“Bank”).

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