THRIVENT FINANCIAL FOR LUTHERANS A Fraternal Benefit Society Appleton, Wisconsin 54919Thrivent Variable Annuity Account I • October 1st, 2002
This certificate of membership and variable annuity is a legal contract between you and Thrivent Financial for Lutherans. We issue this contract based on the Application signed by the applicant(s) and the payment of the first premium. We will pay you the Annuity Income beginning on the Annuity Date (see page 3) if an Annuitant is living on that date and this contract is in force. If an Annuitant dies after Annuity Income payments have begun, any amount payable will depend upon the terms of the settlement option elected. We will pay the Death Proceeds to the beneficiary if the death of the Annuitant, or the death of the first Annuitant to die if this contract has two Annuitants, occurs before the Annuity Date. The Annuity Income and Death Proceeds will be paid according to the provisions of this contract. Accumulated Value, Death Proceeds and Annuity Income payments, when based on the investment experience of the Variable Account, may increase or decrease daily and are not guarantee
Thrivent Financial for Lutherans VARIABLE SETTLEMENT AGREEMENTVariable Settlement Agreement • October 1st, 2002 • Thrivent Variable Annuity Account I • New York
This settlement agreement is a legal contract between you and Thrivent Financial for Lutherans. We issue this agreement based on your application and in consideration of the proceeds payable from the contract(s) stated on page 3. We will pay Annuity Payments as shown on page 3. If an Annuitant is living, payments will be made to the Payee. If no Annuitant is living during the Guaranteed Payment Period, payments will be made to the beneficiary until the end of the period. When based on the investment experience of the Variable Account, Annuity Payments may increase or decrease and are not guaranteed as to minimum dollar amount. Periodic payments Participating Signed for the Society
INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENTThrivent Variable Annuity Account I • October 1st, 2002
ENDORSED ON THIS CERTIFICATE/CONTRACT ON ITS DATE OF ISSUE: This contract has been purchased as an Individual Retirement Annuity (IRA) as described in Section 408(b) of the Internal Revenue Code of 1986, as amended, (hereinafter referred to as the "IRC"). In order to qualify as an IRA, the following provisions apply, notwithstanding any provisions to the contrary in this contract:
PRINCIPAL UNDERWRITING AGREEMENTPrincipal Underwriting Agreement by And • October 1st, 2002 • Thrivent Variable Annuity Account I • Wisconsin
This PRINCIPAL UNDERWRITING AGREEMENT made as of the ___ day of _________ 2002, by and between THRIVENT FINANCIAL FOR LUTHERANS, a fraternal benefit society organized under the laws of the State of Wisconsin ("Thrivent Financial"), on its own behalf and on behalf of THRIVENT FINANCIAL'S separate accounts referred to in Schedule A (the "Separate Accounts"), and THRIVENT INVESTMENT MANAGEMENT INC., a Delaware corporation ("Thrivent Investment Mgmt.").
