0001173488-02-000004 Sample Contracts

THRIVENT FINANCIAL FOR LUTHERANS A Fraternal Benefit Society Appleton, Wisconsin 54919
Thrivent Variable Annuity Account I • May 31st, 2002

This certificate of membership and variable annuity is a legal contract between you and Thrivent Financial for Lutherans. We issue this contract based on the Application signed by the applicant(s) and the payment of the first premium. We will pay you the Annuity Income beginning on the Annuity Date (see page 3) if an Annuitant is living on that date and this contract is in force. If an Annuitant dies after Annuity Income payments have begun, any amount payable will depend upon the terms of the settlement option elected. We will pay the Death Proceeds to the beneficiary if the death of the Annuitant, or the death of the first Annuitant to die if this contract has two Annuitants, occurs before the Annuity Date. The Annuity Income and Death Proceeds will be paid according to the provisions of this contract. Accumulated Value, Death Proceeds and Annuity Income payments, when based on the investment experience of the Variable Account, may increase or decrease daily and are not guarantee

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AMENDATORY AGREEMENT
Amendatory Agreement • May 31st, 2002 • Thrivent Variable Annuity Account I

Misstatement of Age or Sex. In the provision entitled Misstatement of Age or Sex, "age or sex" is amended to read "age." Optional Plans of Settlement. In the provision entitled Optional Plans of Settlement, "sex and adjusted age" is amended to read "adjusted age" and the tables for Options 4 and 4V - 3% and Options 5 and 5V - 3% are replaced with the following tables:

DISTRIBUTION AGREEMENT
Distribution Agreement • May 31st, 2002 • Thrivent Variable Annuity Account I • Wisconsin

AGREEMENT made as of the ___ day of _________ 2002, by and between Thrivent Financial for Lutherans, a fraternal benefit society organized under the laws of the state of Wisconsin ("Thrivent"), on its own behalf and on behalf of the Thrivent Variable Annuity Account I (the "Variable Account"), and AAL Capital Management Corporation, a Delaware corporation ("AAL CMC").

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