0001162318-02-000023 Sample Contracts

RECONSTITUTED SERVICING AGREEMENT
Reconstituted Servicing Agreement • March 15th, 2002 • Structured Asset Sec Corp Mort Pass THR Cert Ser 2002-3 • Asset-backed securities • New York

THIS RECONSTITUTED SERVICING AGREEMENT (this "Agreement"), entered into as of the 1st day of February, 2002, by and between LEHMAN BROTHERS BANK, FSB, a federal savings bank (the "Seller" or "Lehman Brothers Bank, FSB"), and INDYMAC BANK, F.S.B., a federal savings bank (the "Servicer"), having an office at 3465 East Foothill Boulevard, Pasadena, California 91107, recites and provides as follows:

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RECONSTITUTED SERVICING AGREEMENT
Servicing Agreement • March 15th, 2002 • Structured Asset Sec Corp Mort Pass THR Cert Ser 2002-3 • Asset-backed securities • New York

THIS RECONSTITUTED SERVICING AGREEMENT (this "Agreement"), entered into as of the 1st day of February, 2002, by and between LEHMAN BROTHERS BANK, FSB, a federal savings bank (the "Seller" or "Lehman Brothers Bank, FSB"), and CENDANT MORTGAGE CORPORATION, a New Jersey corporation (the "Servicer") having an office at 6000 Atrium Way, Mt. Laurel, New Jersey 08054, recites and provides as follows:

AURORA LOAN SERVICES INC., as Servicer LEHMAN CAPITAL, A DIVISION OF LEHMAN BROTHERS HOLDINGS INC., as a Seller LEHMAN BROTHERS BANK, FSB, as a Seller and AURORA LOAN SERVICES INC., as Master Servicer Structured Asset Securities Corporation Mortgage...
Servicing Agreement • March 15th, 2002 • Structured Asset Sec Corp Mort Pass THR Cert Ser 2002-3 • Asset-backed securities • New York

THIS SERVICING AGREEMENT (this "Agreement"), entered into as of the 1st day of February, 2002, by and between LEHMAN CAPITAL, A DIVISION OF LEHMAN BROTHERS HOLDINGS INC., a Delaware corporation ("Lehman Capital"), LEHMAN BROTHERS BANK, FSB, a federal savings bank (the "Bank") (Lehman Capital and the Bank shall collectively be referred to herein as the "Seller"), AURORA LOAN SERVICES INC., a Delaware corporation (the "Servicer"), and AURORA LOAN SERVICES INC., as Master Servicer under the Trust Agreement (as defined herein) recites and provides as follows:

STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2002-3 TERMS AGREEMENT
Structured Asset Securities • March 15th, 2002 • Structured Asset Sec Corp Mort Pass THR Cert Ser 2002-3 • Asset-backed securities

To: Structured Asset Securities Corporation, as Depositor, under the Trust Agreement dated as of February 1, 2002 (the "Trust Agreement").

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