0001145443-18-000188 Sample Contracts

December 14, 2017 To the Trustees of John Hancock Collateral Trust 601 Congress Street Boston, MA 02210 Re: Expense Limitation Letter Agreement
John Hancock Collateral Trust • February 28th, 2018

With reference to the Advisory Agreement entered into by and between John Hancock Advisers, LLC (the “Adviser”) and John Hancock Collateral Trust (the “Trust”), on behalf of its series John Hancock Collateral Trust (the “Fund”), we hereby notify you as follows:

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