CREDIT AGREEMENT Dated as of April 9, 2015 among FRED'S, INC., AND AND CERTAIN OF ITS SUBSIDIARIES, JOINTLY AND SEVERALLY, as the “Borrowers” ANY OTHER LOAN PARTIES PARTY HERETO FROM TIME TO TIME and THE FINANCIAL INSTITUTIONS PARTY HERETO FROM TIME...Credit Agreement • April 16th, 2015 • Freds Inc • Retail-variety stores • Georgia
THIS CREDIT AGREEMENT (this "Agreement") is made and entered into as of April 9, 2015, by and among (A) FRED'S, INC., a Tennessee corporation ("Parent"), (B) the Subsidiaries of Parent identified on the signature pages hereto and any other Subsidiaries of Parent which may become Borrowers hereunder pursuant to Section 5.11 (each of such Subsidiaries, together with Parent, jointly and severally, "Borrowers" and, each, a "Borrower"); (C) the Loan Parties identified on the signature pages hereto and any other Subsidiaries of Parent which may become Guarantors hereunder pursuant to Section 5.11 (each of such Subsidiaries, jointly and severally, "Guarantors" and, each, a "Guarantor"); (D) the financial institutions from time to time party hereto (each, a "Lender" and, collectively, "Lenders"); (E) REGIONS BANK, an Alabama bank (as further defined below, "Regions Bank"), in its capacity as Swingline Lender (as defined below) and LC Issuer (as defined below); and (F) Regions Bank, in its capa
