0001144204-08-043867 Sample Contracts

First Amendment to Amended and Restated Guaranty Agreement
Guaranty Agreement • August 5th, 2008 • World Acceptance Corp • Personal credit institutions • South Carolina

Reference is hereby made to that certain Amended and Restated Guaranty Agreement dated as of June 30, 1997 (as amended, modified, or supplemented, the “Subsidiary Guaranty Agreement”), from World Acceptance Corporation of Alabama, World Acceptance Corporation of Missouri, World Finance Corporation of Georgia, World Finance Corporation of Louisiana, World Acceptance Corporation of Oklahoma, Inc., World Finance Corporation of South Carolina, World Finance Corporation of Tennessee, World Finance Corporation of Texas, WFC Limited Partnership, WFC of South Carolina, Inc., World Finance Corporation of Illinois, World Finance Corporation of New Mexico, World Finance Corporation of Kentucky, WFC Services, Inc., and World Finance Corporation of Colorado (the “Guarantors” and individually a “Guarantor”). Capitalized terms not otherwise defined herein shall have the meaning set forth in the Subsidiary Guaranty Agreement.

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Fourth Amendment to Amended and Restated Revolving Credit Agreement
Revolving Credit Agreement • August 5th, 2008 • World Acceptance Corp • Personal credit institutions • Illinois

This Fourth Amendment to Amended and Restated Revolving Credit Agreement (herein, the “Amendment”) is entered into as of August 4, 2008, by and among World Acceptance Corporation, a South Carolina corporation (the “Borrower”), the Banks party hereto, Bank of Montreal, as Agent for the Banks (the “Agent”).

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