0001133228-26-005652 Sample Contracts
VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY VOYA FLEXIBLE INCOME ANNUITY A FIXED OR VARIBLE, GROUP AND/OR INDIVIDUAL IMMEDIATE ANNUITY CONTRACT (THE “CONTRACT” OR “CONTRACTS”) issued to Plans Established by Eligible Organizations With a Traditional...Annuity Contract • April 17th, 2026 • VARIABLE ANNUITY ACCOUNT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co
The Contract is a complex investment and involves risks, including potential loss of principal. The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in surrender charges, taxes, and tax penalties. Before you participate in the Contract through your retirement plan, you should also review the full prospectus for the Contract (the “full Contract prospectus”). It contains more information about the Contract’s features, benefits, and risks. You can find this document and other information about the contract online athttps://vpx.broadridge.com/getcontract1.asp?doctype=pros&dtype=isp&cid=voyavpx&fid=92912K323. You can also obtain this information at no cost by calling 1-800-584-6001 or by sending an email request to ProspectusRequests@voya.com.