0001133228-23-001937 Sample Contracts

PARTICIPATION AGREEMENT
Participation Agreement • April 13th, 2023 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co • Connecticut

THIS AGREEMENT, made and entered into as of the 30th day of March, 2004, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), a Delaware corporation, and ING LIFE INSURANCE AND ANNUITY COMPANY (hereinafter the “Company”), a Connecticut corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”).

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VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY FLORIDA UNIVERSITY SYSTEM OPTIONAL RETIREMENT PROGRAM AND THE FLORIDA SENIOR MANAGEMENT SERVICE OPTIONAL ANNUITY PROGRAM A GROUP DEFERRED FIXED AND VARIABLE ANNUITY CONTRACT (THE “CONTRACT” OR “CONTRACTS”)...
VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co • April 13th, 2023

Before you participate in the Contract through your retirement plan, you should also review the full prospectus for the Contract (the “full Contract Prospectus”). It contains more information about the Contract’s features, benefits and risks. You can find this document and other information about the contract online at https://vpx.broadridge.com/getcontract1.asp?dtype=isp&cid=voyavpx&fid=NVA003240. You can also obtain this information at no cost by calling 1-800-584-6001 or by sending an email request to ProspectusRequests@voya.com.

SERVICES AGREEMENT AND FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 13th, 2023 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co • Connecticut

THIS AGREEMENT is made and entered into as of this 7th day of December, 2010 by and between ING Life Insurance and Annuity Company (“ING Life”), ING Institutional Plan Services, LLC (“ING Institutional”), ING Financial Advisers, LLC (“ING Financial) (collectively, “ING”), and JPMorgan Trust I, JPMorgan Trust II, J.P. Morgan Fleming Mutual Fund Group, Inc., J.P. Morgan Mutual Fund Group, J.P. Morgan Mutual Fund Investment Trust, Undiscovered Managers Funds, and JPMorgan Value Opportunities Fund Inc. (each a “Trust” and collectively the “Trusts”) and J.P. Morgan Investment Management Inc., Security Capital Research & Management Incorporated (collectively, the “Advisors”). Each Trust has one or more series or classes of shares (each a “Fund” and collectively the “Fund”). The Advisors are parties to this Agreement solely for the purpose of their participation in the fee arrangement set forth in Section 5.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 13th, 2023 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

This AMENDMENT, dated no later than April 16, 2007, is effective as of the 16th day of October, 2007, by and among VANGUARD VARIABLE INSURANCE FUND, THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION and ING LIFE INSURANCE AND ANNUITY COMPANY (the “Company”).

RULE 22C-2 AGREEMENT
22c-2 Agreement • April 13th, 2023 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

This AGREEMENT, dated April 16, 2007, is effective as of the 16th day of October, 2007, among JPMorgan Distribution Services, Inc. (the “Fund”) as principal underwriter for each of the funds of the trusts and corporation listed on the attached Schedule A (the “Funds”) and ING Life Insurance and Annuity Company and it’s insurance related affiliates (individually an “Intermediary” and collectively the “Intermediaries”).

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