0001133228-22-002828 Sample Contracts

Re: Expense Limitation Letter Agreement
Letter Agreement • April 28th, 2022 • John Hancock Collateral Trust

With reference to the Advisory Agreement entered into by and between John Hancock Investment Management LLC (the “Adviser”) and John Hancock Collateral Trust (the “Trust”), on behalf of its series John Hancock Collateral Trust (the “Fund”), we hereby notify you as follows:

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