EXHIBIT B John W. Spence, III 4712 Clendenin Road Nashville, Tennessee 37220 (615) 383-2654 June 30, 2001Community Bancshares Inc /De/ • December 30th, 2003 • State commercial banks
This will confirm our agreement as to the terms on which John W. Spence, III, a resident of Tennessee (the “Investment Manager”), will act as the Investment Manager for Spence Limited, L.P., a Georgia limited partnership (the “Fund”) of which Financial Junk, LLC, a Georgia limited liability company (the “General Partner”), is the general partner. The Fund will be the successor by merger of Spence Limited, L.P., a Tennessee limited partnership.
EXHIBIT A SECOND JOINT FILING AGREEMENTSecond Joint Filing Agreement • December 30th, 2003 • Community Bancshares Inc /De/ • State commercial banks
Pursuant to Rule 13D-1(k)(1) under the Securities Exchange Act of 1934, the undersigned hereby agree that the Schedule 13D to which this Joint Filing Agreement is being filed as an exhibit shall be a joint statement filed on behalf of each of the undersigned.
