0001104659-26-083041 Sample Contracts

BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 20[●]-[●] FORM OF AMENDED AND RESTATED TRUST AGREEMENT between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●], as the Grantor and [_________], as the Grantor Trust Trustee Dated as of...
Trust Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of [_________], 20[ ] (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Grantor Trust Agreement”) between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●], a Delaware statutory trust, as grantor (the “Grantor”), and [_________], a [ ], as grantor trust trustee (not in its individual capacity but solely in its capacity as grantor trust trustee, together with its successors and assigns in such capacity, the “Grantor Trust Trustee”, and in its individual capacity, together with its successors and assigns in such capacity and any other Person that may serve as Grantor Trust Trustee, “[_________]”).

FORM OF RECEIVABLES CONTRIBUTION AGREEMENT by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●], as Issuer and BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 20[●]-[●], as Grantor Trust Dated as of [_________], 20[ ]
Receivables Contribution Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • New York

THIS RECEIVABLES CONTRIBUTION AGREEMENT, dated as of [_________], 20[ ] (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●], a Delaware statutory trust (the “Issuer”), and BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 20[●]-[●], a Delaware statutory trust (the “Grantor Trust”).

FORM OF ADMINISTRATION AGREEMENT between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●],
Administration Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • New York
FORM OF ASSET REPRESENTATIONS REVIEW AGREEMENT Bridgecrest Lending Auto Securitization Trust 20[●]-[●], as Issuer, [Bridgecrest Lending Auto Securitization Grantor Trust 20[●]-[●], as Grantor Trust,] Bridgecrest Acceptance Corporation, as Sponsor and...
Asset Representations Review Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • New York

This ASSET REPRESENTATIONS REVIEW AGREEMENT is made and entered into as of [_________], 20[ ] (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), by and between Bridgecrest Lending Auto Securitization Trust 20[●]-[●], a Delaware statutory trust (the “Issuer”), [Bridgecrest Lending Auto Securitization Grantor Trust 20[●]-[●], a Delaware statutory trust (the “Grantor Trust”),] Bridgecrest Acceptance Corporation, an Arizona corporation (in its capacity as sponsor, the “Sponsor”, and in its capacity as servicer, the “Servicer”), and [_________], a [ ] (“[ ]”, and in its capacity as asset representations reviewer, the “Asset Representations Reviewer”).

FORM OF PURCHASE AGREEMENT
Purchase Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • New York

THIS PURCHASE AGREEMENT is made and entered into as of [_________], 20[ ] (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”) by BRIDGECREST ACCEPTANCE CORPORATION, an Arizona corporation (“BAC”), and BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company (the “Purchaser”).

FORM OF SALE AND SERVICING AGREEMENT by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●], as Issuer [BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 20[●]-[●], as Grantor Trust] BRIDGECREST AUTO FUNDING LLC, as Seller...
Sale and Servicing Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • New York

THIS SALE AND SERVICING AGREEMENT, dated as of [_________], 20[ ] (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●], a Delaware statutory trust (the “Issuer”), [BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 20[●]-[●]], a Delaware statutory trust (the “Grantor Trust”),] BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company, as seller (the “Seller”), BRIDGECREST ACCEPTANCE CORPORATION, an Arizona corporation (“BAC”), as servicer (in such capacity, the “Servicer”), [_________], a [ ], as standby servicer (the “Standby Servicer”), and [_________], a [ ], as indenture trustee (the “Indenture Trustee”).

BRIDGECREST LENDING AUTO SECURITIZATION TRUST 20[●]-[●] FORM OF AMENDED AND RESTATED TRUST AGREEMENT between BRIDGECREST AUTO FUNDING LLC, as the Depositor and [_________], as the Owner Trustee Dated as of [_________], 20[ ]
Trust Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of [_________], 20[ ] (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Trust Agreement”) between BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company, as the Depositor (the “Depositor”), and [_________], a [ ] (not in its individual capacity, but solely in its capacity as owner trustee, together with its successors and assigns in such capacity, the “Owner Trustee”, and in its individual capacity, together with its successors and assigns in such capacity and any other Person that may serve as owner trustee, “[_________]”).

AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT OF BRIDGECREST AUTO FUNDING LLC
Limited Liability Company Agreement • July 13th, 2026 • Bridgecrest Auto Funding LLC • Asset-backed securities • Delaware

This Amended and Restated Limited Liability Company Agreement (together with the schedules attached hereto, as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”) of Bridgecrest Auto Funding LLC (the “Company”), is entered into as of April 24, 2024, by Bridgecrest Acceptance Corporation, as the sole equity member (the “Member”), and Michelle A. Dreyer and Kristine E. Eppes, as the Independent Directors and the Special Members (as defined on Schedule A hereto). Capitalized terms used and not otherwise defined herein have the meanings set forth on Schedule A hereto.