0001104659-25-066422 Sample Contracts
NEW YORK MORTGAGE TRUST, INC. $85,000,000 9.875% Senior Notes due 2030 UNDERWRITING AGREEMENTUnderwriting Agreement • July 8th, 2025 • New York Mortgage Trust, Inc. • Real estate investment trusts • New York
New York Mortgage Trust, Inc., a Maryland corporation (the “Company”), proposes to issue and sell, subject to the conditions hereinafter stated, to the several Underwriters named in Schedule I attached hereto (the “Underwriters”) $85,000,000 aggregate principal amount of its 9.875% Senior Notes due 2030 (the “Firm Securities”). At the option of the Underwriters, the Company also proposes to issue and sell to the Underwriters up to an additional $12,750,000 aggregate principal amount of its 9.875% Senior Notes due 2030 (the “Optional Securities” and together with the Firm Securities, the “Securities”) to cover over-allotments, if any. The Securities will be issued pursuant to an Indenture, dated as of January 23, 2017 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as successor to U.S. Bank National Association, as trustee (the “Trustee”), as supplemented by a fourth supplemental indenture (the “Supplemental Indenture” and, together with th