0001104659-24-049340 Sample Contracts

PARTICIPATION AGREEMENT Great-West Life & Annuity Insurance Company Great-West Life & Annuity Insurance Company of New York
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny • Delaware

This Participation Agreement (“Agreement”), dated as of the 14th day of April, 2015 (the “Effective Date”), is made by and between GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY AND GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY OF NEW YORK (collectively the “Company”), on behalf of itself and each of the separate accounts identified on Exhibit A, which is attached hereto, as the parties hereto may amend from time to time (“Variable Accounts”), WADDELL & REED, INC. (“W&R”), distributor for Ivy Funds Variable Insurance Portfolios, and IVY FUNDS VARIABLE INSURANCE PORTFOLIOS (“Ivy Funds VIP”).

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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny • Massachusetts

THIS AGREEMENT (this "Agreement") made and entered into as of this 1st day of April, 2011 by and among GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (hereinafter "GWL&A"), a Colorado life insurance company, on its own behalf and on behalf of its separate accounts identified on Schedule A attached hereto and incorporated herein be reference, FIRST GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (hereinafter "FGWL&A"), a New York

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

This Amendment To Participation Agreement (“Amendment”) is made and entered into this day of _November 30_____, 2023 by and among Ivy Variable Insurance Portfolios (“Ivy VIP”), Delaware Distributors, L.P. (“DDLP”), Empower Annuity Insurance Company of America (formerly Great-West Life & Annuity Insurance Company) (“GWLA”), Empower Life & Annuity Insurance Company of New York (formerly Great-West Life & Annuity Insurance Company of New York) (“GWLANY”, and together with GWLA, “Company”), and Empower Financial Services, Inc. (formerly GWFS Equities, Inc.) (“GWFS”).

Amendment to Participation Agreement
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

THIS AMENDMENT TO PARTICPATION AGREEMENT is made as of December 19, 2023, between and among Empower Annuity Insurance Company of America (formerly Great-West Life & Annuity Insurance Company) (“GWL&A); Empower Life & Annuity Insurance Company of New York (formerly Great-West Life & Annuity Insurance Company of New York) (“GWL&ANY,” and together with GWL&A, the “Great-West Parties”); Pioneer Variable Contracts Trust (“Fund”); Amundi Asset Management US, Inc. (formerly Amundi Pioneer Asset Management, Inc.) (“Adviser”); and Amundi Distributor US, Inc. (formerly Amundi Pioneer Distributor, Inc.) (“Distributor,” and together with Fund and Adviser, the “Pioneer-related Parties"), and Protective Life Insurance Company, Protective Life and Annuity Insurance Company (together, “Protective”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

SECOND AMENDMENT PARTICIPATION AGREEMENT Great-West Life & Annuity Insurance Company Great-West Life & Annuity Insurance Company of New York
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

THIS FIRST AMENDMENT (“Amendment”) to the Participation Agreement is made and entered into this 18th day of March 2016 by and between GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY and GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY OF NEW YORK (collectively the “Company”), on behalf of itself and each of the separate accounts identified on Exhibit A and WADDELL & REED, INC. (“W&R”), distributor for Ivy Funds Variable Insurance Portfolios, and IVY FUNDS VARIABLE INSURANCE PORTFOLIOS (“Ivy Funds VIP”) (each a “Party” and collectively, the “Parties”).

Amendment to Fund Participation Agreement
Fund Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

This Amendment (the “Amendment”), by and among Lincoln Variable Insurance Products Trust, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), Empower Annuity Insurance Company of America (formerly Great-West Life & Annuity Insurance Company) and Empower Life & Annuity Insurance Company of New York (formerly Great-West Life & Annuity Insurance Company of New York formerly, First-Great West Life & Annuity Insurance Company) (“Company”), is effective as of May 1, 2023 (the “Effective Date”).

Amendment to Fund Participation Agreement
Fund Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

This Amendment (the “Amendment”), by and among Lincoln Variable Insurance Products Trust, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), Lincoln Financial Investments, a Tennessee corporation (“Adviser”), Lincoln Financial Distributors, Inc., a Connecticut corporation (“Distributor”) and Empower Annuity Insurance Company of America (formerly Great-West Life & Annuity Insurance Company) and Empower Life & Annuity Insurance Company of New York (formerly Great-West Life & Annuity Insurance Company of New York formerly) (“Company”), is effective as of April 29, 2024 (the “Effective Date”).

THIRD AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

WHEREAS, Great-West Life & Annuity Insurance Company, Great-West Life & Annuity Insurance Company of New York (collectively the “Company”), GWFS Equities, Inc. (“GWFS”), Waddell & Reed, Inc. (“W&R”), distributor for Ivy Funds Variable Insurance Portfolios, and Ivy Funds Variable Insurance Portfolios (the “Ivy Funds VIP”) entered into said Participation Agreement dated April 14, 2015, as amended, (the “Agreement”); and

FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

WHEREAS, GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY AND GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY OF NEW YORK (collectively “Company”), WADDELL & REED, INC. (“W&R”), distributor for the Ivy Funds Variable Insurance Portfolios, and IVY FUNDS VARIABLE INSURANCE PORTFOLIOS (“Ivy Funds VIP”) entered into a Participation Agreement dated April 14, 2015 (the “Agreement”); and

FOURTH AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

WHEREAS, Great-West Life & Annuity Insurance Company, Great-West Life & Annuity Insurance Company of New York (collectively the “Company”), GWFS Equities, Inc. (“GWFS”), Ivy Distributors, Inc. (“IDI”) and Ivy Variable Insurance Portfolios (“Ivy VIP”) entered into said Participation Agreement dated April 14, 2015, as amended (the “Agreement”); and

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

This Amendment (the “Amendment”) to the Participation Agreement is entered into as of March 30, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

Great-West Life & Annuity Insurance Company, Great-West Life & Annuity Insurance Company of New York and GWFS Equities, Inc. (collectively referred to herein as the “Company”), Federated Hermes Insurance Series (the “Investment Company”) and Federated Securities Corp. (the “Distributor”) entered into a certain participation agreement dated March 3, 2012 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of March 22, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Investment Company and the Distributor (collectively, the “Parties”).

AMENDMENT #5 TO PARTICIPATION AGREEMENT
Disclosure Documents • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

Great-West Life & Annuity Insurance Company of New York (the “Company”), AIM Variable Insurance Funds (the “Fund”), a Delaware business trust, and Invesco Distributors, Inc. (the “Underwriter”), a Delaware corporation, entered into a certain participation agreement dated April 30, 2004 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of March 22, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

Great-West Life & Annuity Insurance Company of New York (the “Company”), The Alger Portfolios, (the “Trust”), an open-end management investment company organized as a Massachusetts business trust, and Fred Alger & Company, LLC (f/k/a Fred Alger & Company, Incorporated), a Delaware limited liability company (the “Distributor”) entered into a certain participation agreement dated September 13, 1999 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of April 26, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust and the Distributor (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

Great-West Life & Annuity Insurance Company of New York (the “Company”), Lord Abbett Series Trust (the “Fund”), a Maryland corporation, and Lord Abbett Distributors LLC (the “Distributor”), a New York limited liability company, entered into a certain participation agreement (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of April 28, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively

AMENDMENT NO. 8 TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

This AMENDMENT NO. 8 TO PARTICIPATION AGREEMENT (“Amendment”) is made and entered into this day of [August 30], 2023 by and among AMERICAN CENTURY VAIRABLE PORTFOLIOS, INC. (the “Fund”), AMERICAN CENTURY INVESTMENT SERVICES, INC (the “Distributor”), AMERICAN CENTURY INVESTMENT MANAGEMENT, INC. (the “Adviser”, and together with the Distributor and the Fund, “American Century”), and Empower Life & Annuity Insurance Company of New York (formerly Great-West Life & Annuity Insurance Company of New York and prior to that First Great-West Life & Annuity Insurance Company) (“FGWL&A”), on its own behalf and on behalf of its separate accounts described in Schedule A (the “Accounts”) of the Participation Agreement.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

Great-West Life & Annuity Insurance Company of New York (“GWLA NY”), Great-West Life & Annuity Insurance Company (“GWLA”, and together with GWLA NY, the “Company”), Neuberger Berman Advisers Management Trust (the “Fund”), a Delaware statutory trust, and Neuberger Berman BD LLC (the “Underwriter”), a Delaware limited liability company, entered into three Fund Participation Agreements dated January 1, 1999, March 1, 2005 and March 1, 2006, as each may be amended from time to time (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of April 5, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”).

Amendment to Participation Agreement
Participation Agreement • April 19th, 2024 • Variable Annuity I Ser Acc of GRT West Li & Annu Ins Co of Ny

THIS AMENDMENT TO PARTICPATION AGREEMENT is made as of October 5, 2020, by and among Empower Life & Annuity Insurance Company of New York (formerly, Great-West Life & Annuity Insurance Company of New York) (“GWL&ANY”); BNY Mellon Variable Investment Fund (formerly, Dreyfus Variable Investment Fund), BNY Mellon Investment Portfolios (formerly, Dreyfus Investment Portfolios), BNY Mellon Sustainable U.S. Equity Portfolio, Inc. (formerly, The Dreyfus Sustainable U.S. Equity Portfolio, Inc.), BNY Mellon Stock Index Fund, Inc. (formerly, Dreyfus Stock Index Fund) (each, a “Fund”); and BNY Mellon Investment Adviser, Inc. (formerly The Dreyfus Corporation) (“Adviser”) (collectively, the “Parties”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

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