0001104659-21-050930 Sample Contracts

FUND PARTICIPATION AGREEMENT Protective Life Insurance Company Columbia Funds Variable Insurance Trust Columbia Management Investment Advisers, LLC and Columbia Management Investment Distributors, Inc. April 12, 2021
Fund Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S • Massachusetts

THIS AGREEMENT, made and entered into as of this 12 day of April, 2021, by and among PROTECTIVE LIFE INSURANCE COMPANY (the “Company”), a Tennessee life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); COLUMBIA FUNDS VARIABLE INSURANCE TRUST, an open-end management investment company organized under the laws of Massachusetts (the “Fund”); COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC (the “Adviser”), a Minnesota limited liability company; and COLUMBIA MANAGEMENT INVESTMENT DISTRIBUTORS, INC. (the “Distributor”), a Delaware corporation.

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FUND PARTICIPATION AGREEMENT Schwab Annuity Portfolios
Fund Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S • California

THIS AGREEMENT, made and entered into as of this 9th day of November, 2020 by and among Protective Life Insurance Company (“Company”), on its own behalf and on behalf of each of its segregated asset accounts named on Schedule A (the "Account"); SCHWAB ANNUITY PORTFOLIOS, a business trust organized under the laws of Massachusetts ("Fund"); and CHARLES SCHWAB & CO., INC., a California corporation ("Schwab” or the ”Distributor") (each a “Party,” and collectively, the “Parties”).

PARTICIPATION AGREEMENT
Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S • New York

THIS AGREEMENT, made and entered into as of the 16th day of December, 2020 (“Agreement”), by and among Protective Life Insurance Company, a Tennessee life insurance company (“Insurer”) (on behalf of itself and each segregated asset account of the Company set forth in Schedule B, as may be amended from time to time (the “Separate Accounts”),); Investment Distributors, Inc., a Tennessee corporation (“Contracts Distributor”), the principal underwriter with respect to the Contracts referred to below; AllianceBernstein L.P., a Delaware limited partnership (“Adviser”), the investment adviser of the Fund referred to below; and AllianceBernstein Investments, Inc., a Delaware corporation (“Distributor”), the Fund’s principal underwriter (collectively, the “Parties”),

Contract
Shareholder Information Agreement • April 16th, 2021 • PLICO Variable Annuity Account S

This Agreement is entered into on December 8, 2020, by and between T. Rowe Price Services, Inc. (“Services”), T. Rowe Price Investment Services, Inc., (“Investment Services”) (collectively “T. Rowe Price”) and Protective Life Insurance Company (“Intermediary”).

Amendment No. 4 to Participation Agreement Among Protective Life Insurance Company PIMCO Variable Insurance Trust, and PIMCO Investments LLC
PLICO Variable Annuity Account S • April 16th, 2021

Protective Life Insurance Company (the “Company”), on its behalf and on behalf of certain Accounts of the Company, PIMCO Variable Insurance Trust (the “Fund”), and PIMCO Investments LLC (the “Underwriter”), have previously entered into a Participation Agreement dated November 1, 2009, as amended (the “Agreement”). The parties now desire to further amend the Agreement by this amendment (the “Amendment”).

FIFTH AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S

This Fifth Amendment to Participation Agreement (“Amendment”) is entered into by and among Legg Mason Investor Services, LLC (the “Distributor”), Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust (each a “Fund”, collectively the “Funds”), Legg Mason Partners Fund Advisor, LLC (the “Advisor”) and Protective Life Insurance Company (the “Company”), collectively (the “Parties”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S

This Amendment set forth herein is limited precisely as written and shall not be deemed to be an amendment, consent, waiver or modification of any other term or condition of the Agreement. Except as modified and amended hereby, the Agreement is hereby ratified and confirmed in full force and effect in accordance with its terms.

AMENDMENT TO PROTECTIVE LIFE INSURANCE COMPANY PARTICIPATION AGREEMENT
PLICO Variable Annuity Account S • April 16th, 2021

Protective Life Insurance Company, Investment Distributors, Inc., Franklin Templeton Variable Insurance Product Trust (only on behalf of each Portfolio listed on Schedule C), and Franklin/Templeton Distributors, Inc., hereby amend the Participation Agreement (“Agreement”) dated November 30th, 2020, as amended, by doing the following:

FOURTH AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE INSURANCE COMPANY, GOLDMAN SACHS VARIABLE INSURANCE TRUST AND GOLDMAN SACHS & CO. LLC
Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S

THIS FOURTH AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 22nd day of December, 2020 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), GOLDMAN SACHS & CO. LLC, a New York limited liability company (the “Distributor”), and PROTECTIVE LIFE INSURANCE COMPANY, a Tennessee life insurance company (the “Company”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT TO PROTECTIVE LIFE INSURANCE COMPANY PARTICIPATION AGREEMENT
Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S

Protective Life Insurance Company, (on behalf of itself and each segregated asset account of the Company set forth in Schedule B, as may be amended from time to time (the “Separate Accounts”)), Investment Distributors, Inc., AllianceBernstein L.P., and AllianceBernstein Investments, Inc., hereby amend the Participation Agreement (“Agreement”) dated December 16th, 2020, as amended, by doing the following:

Amendment to Fund Participation and Service Agreement between Protective Life Insurance Company American Funds Distributors, Inc. American Funds Service Company Capital Research and Management Company And American Funds Insurance Series
PLICO Variable Annuity Account S • April 16th, 2021

Protective Life Insurance Company (“Insurance Company”) for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc.(“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”) and American Funds Insurance Series (the “Series”), have previously entered into a Fund Participation and Service Agreement dated June 18, 2015 (as amended to date, the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE INSURANCE COMPANY, GOLDMAN SACHS VARIABLE INSURNACE TRUST AND GOLDMAN SACHS & CO. LLC
Participation Agreement • April 16th, 2021 • PLICO Variable Annuity Account S

THIS FIFTH AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 12th day of April, 2021 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), Goldman Sachs & Co. LLC, a New York limited liability company (the “Distributor”), and PROTECTIVE LIFE INSURANCE COMPANY, a Tennessee life insurance company (the “Company”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

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